Article
Comprehensive, Cost-Effective, and Convenient
Healthcare
Comprehensive Coverage and Exceptional Service
Aliat provides diverse healthcare plans with a broad national provider network and deductibles ranging from $500 to $7,000. Leveraging our position as a large company, we’ve tailored our medical plans to offer value-added benefits at reasonable costs and our sensible out-of-pocket maximums ensure your financial protection. With a dedicated team of benefits and wellness professionals and alternative Health Insurance Marketplace options for open market plans, we deliver exceptional customer service.
Dental Insurance
Smile with Confidence
Aliat, in partnership with Cigna Dental, grants your employees access to a large network of dentists and specialists. Our dental plans cover preventive care services for free or at reduced costs such as cleanings, x-rays, and more. With myCigna.com, employees can conveniently select a dentist from an extensive directory, customized to their specific dental plan and location. High annual maximums, orthodontia options, and discounted rates through Cigna’s DPPO Advantage Network further enhance our dental coverage options.
Vision
Clear Vision, Bright Future
With Cigna Vision, your employees enjoy a range of choices from one of the largest specialty networks of eye care professionals and retailers. Our vision plans provide excellent coverage for routine eye exams, glasses, and contact lenses. Employees can select a quality in-network eye doctor through myCigna.com or Cigna’s customer service line. Although in-network selections save the most, out-of-network options are also available with the potential for reimbursement.
BlueStar 401K
Experience Counts
When it comes to your PEP, experience matters. BlueStar has been a leader in the multiple employer plan space for almost 20 years. Recordkeeping and administering plans with multiple employers are definitely not the same thing as running a big 401k plan. That means experience counts.
Teladoc: Instant Access to Healthcare Solutions
Teladoc revolutionizes the way your team accesses healthcare. This service boasts a 10-minute average doctor response time and resolves 91 percent of issues on the first call. With no copays, deductibles, or per-call charges, your employees can consult with U.S.-based, trained, and board-certified doctors at their convenience. Teladoc facilitates prescriptions, diagnosis, and treatment plans, saving both employers and employees the costs and time associated with missing work.
HRA Plans
Aliat’s Health Reimbursement Arrangement (HRA) Plan empowers employers to control healthcare costs effectively while providing employees with quality care. This flexible, customizable plan allows businesses to determine the health benefits they offer, contributing to employee healthcare costs and promoting overall wellness, ultimately resulting in a healthier, more productive workforce.
Cigna Partnership
Aliat partners with Cigna to provide premium healthcare benefits and an innovative wellness platform. This collaboration empowers employers and employees alike, offering high-quality healthcare solutions designed to manage costs and promote a healthier, more productive work environment.
Voluntary Benefits
Accident
It’s hard to prepare for the financial burden of an unexpected accident. Get coverage to help with:
- Initial care
- Surgery
- Transportation and lodging
- Follow-up care
Pet Insurance
Exclusive pet benefits, offering comprehensive insurance and significant savings for your furry family members at group rates.
- Comprehensive pet health insurance with 90% reimbursement on accidents and illnesses.
- Optional routine care coverage
- Low deductibles and no annual limits
- Fast claims processing and convenient online or app claims submission.
- Pet Assure Veterinary Discount Plan offers 25% savings on in-house medical services at participating vets.
- 24/7 Pet Help Line
- PetPlus Prescription Discount Plan, providing up to 50% savings on pet essentials.
Critical Illness
One or more critical illnesses can put life on hold. Be financially prepared for critical illnesses, such as:
- Cancer
- Heart attack (myocardial infarction)
- End-stage renal failure
- Coronary artery bypass surgery
- Stroke
- Major organ transplant
Disability
If you become disabled from a covered accident or sickness, use your benefits to help cover:
- Rent or mortgage payments
- Utilities
- Groceries
- Travel expenses
- Credit card bills
- Other everyday living expenses
Hospital Confinement
An ambulance ride and a one-night stay in the hospital can bump your bills by thousands. Get coverage associated with:
- Outpatient surgery
- Diagnostic tests
- Doctor appointments
- Emergency room trips
Life Insurance
Aliat offers all full-time, benefit-eligible employees $10,000 of Basic Term Life Insurance, with an option to purchase supplemental life insurance up to $100,000 on a guaranteed issue basis. The limit can be increased up to 5x the annual salary or $500,000 with medical underwriting. Our life insurance offers competitive group rates and convenient payroll deductions, ensuring your employee’s loved ones’ financial obligations are met during unforeseen circumstances.
Gradifi
While higher education is extremely important, it can come with a hefty price tag. Gradifi assists employees with college expenses with several programs that allow you to:
- Pay down college debt
- Save for the future
- Consolidate existing loans
FinFit
Whether it’s buying a home, saving for a wedding, or performing an emergency car repair, we all have financial goals. FinFit helps you reach these goals by offering:
- Personalized financial assessment
- Online education, tools, and credit scores
- Short-term employee loans for the unexpected
Voluntary Benefits
Accident
Accident
It’s hard to prepare for the financial burden of an unexpected accident. Get coverage to help with:
- Initial care
- Surgery
- Transportation and lodging
- Follow-up care
Pet Insurance
Pet Insurance
Exclusive pet benefits, offering comprehensive insurance and significant savings for your furry family members at group rates.
- Comprehensive pet health insurance with 90% reimbursement on accidents and illnesses.
- Optional routine care coverage
- Low deductibles and no annual limits
- Fast claims processing and convenient online or app claims submission.
- Pet Assure Veterinary Discount Plan offers 25% savings on in-house medical services at participating vets.
- 24/7 Pet Help Line
- PetPlus Prescription Discount Plan, providing up to 50% savings on pet essentials.
Critical Illness
Critical Illness
One or more critical illnesses can put life on hold. Be financially prepared for critical illnesses, such as:
- Cancer
- Heart attack (myocardial infarction)
- End-stage renal failure
- Coronary artery bypass surgery
- Stroke
- Major organ transplant
Disability
Disability
If you become disabled from a covered accident or sickness, use your benefits to help cover:
- Rent or mortgage payments
- Utilities
- Groceries
- Travel expenses
- Credit card bills
- Other everyday living expenses
Hospital Confinement
Hospital Confinement
An ambulance ride and a one-night stay in the hospital can bump your bills by thousands. Get coverage associated with:
- Outpatient surgery
- Diagnostic tests
- Doctor appointments
- Emergency room trips
Life Insurance
Life Insurance
Aliat offers all full-time, benefit-eligible employees $10,000 of Basic Term Life Insurance, with an option to purchase supplemental life insurance up to $100,000 on a guaranteed issue basis. The limit can be increased up to 5x the annual salary or $500,000 with medical underwriting. Our life insurance offers competitive group rates and convenient payroll deductions, ensuring your employee’s loved ones’ financial obligations are met during unforeseen circumstances.
Gradifi
Gradifi
While higher education is extremely important, it can come with a hefty price tag. Gradifi assists employees with college expenses with several programs that allow you to:
- Pay down college debt
- Save for the future
- Consolidate existing loans
FinFit
FinFit
Whether it’s buying a home, saving for a wedding, or performing an emergency car repair, we all have financial goals. FinFit helps you reach these goals by offering:
- Personalized financial assessment
- Online education, tools, and credit scores
- Short-term employee loans for the unexpected
