Together, we can acheive better healthcare benefits and lower costs for small to midsized businesses

What makes Aliat different?

We’re not just here to help free up your time to do more of what you love. We’re here to help change the face of healthcare.

The system is broken – and small businesses are one of its biggest casualties

By pooling together small businesses, we’re able to provide our members with premium heathcare benefits at the lowest rates possible. Aliat has partnered with Cigna to deliver you not only 5 star benefits, but an innovative wellness platform to incentivize, educate and empower both employers and employees, so they can take healthcare – and its associated costs – into their own hands.

Together we can lower the cost of healthcare, one employee at a time.

Your healthcare costs shouldn’t drown your business

We make it easy for your team to access big business healthcare benefts at the lowest rates.

  • 1|Health

    Enjoy a very broad national provider network with deductibles as low as $500 up to $5,000. All of our medical plans contain reasonable out-of-pocket maximums for financial protection.

    Because Aliat is a large company, we have had some say in the design of our medical plans. Our objective is to bring more valued benefits to your employees without overcharging for those benefits.

    A team of benefits and wellness pros is assigned to your company for a high level of customer service. We also provide many Health Insurance Marketplace options for non-Cigna clients.

  • 2|Dental

    The plans in our dental program offer the flexibility to visit any contracted dentist, so you’re sure to find a provider who meets your needs. We offer a large network of dentists, and the freedom to visit any dentist in or out-of-network.

    • High annual maximums of $1,500 and $2,000.

    • The ability to add orthodontia coverage for children through their 18th year.

    • In-network and out-of-network benefits paid at the 90th percentile of all dentists.

  • 3|Vision

    Our vision plan allows employees to choose from more than 95,000 in-network providers with an easy-to-use provider search tool and mobile vision app. Your employees can choose a provider on their terms with a mix of independent, regional, national and online retail providers.

    Your employees will receive support with open enrollment and special member savings, such as 40% off additional pairs of glasses, 20% off non-prescription sunglasses, and 15% off Lasik or PRK from US Laser Network.

  • 4|Life Insurance

    Aliat provides $10,000 of Basic Term Life Insurance to all full-time, benefit eligible employees.

    • Competitive group rates

    • Guaranteed issue – no health questions or medical exam required

    • Convenient payroll deductions

    • Employees can purchase supplemental life insurance up to $100,000 on a guaranteed issue basis. The limit can be increased to 5x the annual salary or $500,000 (whichever is less) with medical underwriting.

      Term life insurance provides temporary financial protection for your loved ones during your working years. Help ensure that if something unforeseen should happen, short and long term financial obligations could be met.

    • Replacing lost income

    • Covering basic living expenses

    • Paying household debts, estate taxes and funeral expenses

    • Funding a child’s education

    • Supplementing retirement savings

Affordable, high-performance healthcare designed for small to mid-sized businesses is here.


Broad provider network, customized health coaching and identification of triggers and conditions


Empower your employees to achieve and maintain optimal health, happiness and productivity


Cost-controlled environment resulting in your best value – with the best doctors, care & outcomes

Learn More


Give your employees instant access to healthcare solutions

Teladoc is designed to help save both employers and employees time & money. Teladoc is available through our All-In and Health Pro plans.

  • 10 minute average doctor response time

  • 91% of issues are resolved first call

  • No co-pays, deductibles or per-call charges

  • U.S. based, trained & board-certified doctors

  • Get prescriptions, diagnosis & treatment plans

  • Saves employers and employees the costs of missing work

Employee Assistance Program

We offer the Cigna Employee Assistance & Work/Life Support Programs to all Aliat co-employees and their household members through our All-In and Health Pro Plans. This program is available regardless of your enrollment in medical benefits.

  • Face-To-Face

  • Referral

  • Financial & Legal

  • Critical Incident
    Stress Management

  • Child, Elder or
    Pet Care

  • Work-Life

  • Identity Theft

  • Health & Wellness

We’re here for your employees when they need it

Here are a few areas they may need support:

Voluntary benefits

  • Accident

    It’s hard to prepare for the financial burden of an unexpected accident. Get coverage to help with:

    • Initial care

    • Surgery

    • Transportation and lodging

    • Follow-up care

  • Pet Insurance

    Plans offer 90% reimbursement on the following, in addition to unlimited 24/7 access to Vet Pros via Vet Helpline:

    • Injury & Illness

    • Congenital

    • Hereditary

    • Diets & nutrition

    • Behavior

    • Exotic animal and avian plans also available

  • Critical Illness

    One or more critical illnesses can put life on hold. Be financially prepared for critical illnesses, such as:

    • Cancer

    • Heart attack (myocardial infarction)

    • End stage renal failure

    • Coronary artery bypass surgery

    • Stroke

    • Major organ transplant

  • Disability

    If you become disabled from a covered accident or sickness, use your benefits to help cover:

    • Rent or mortgage payments

    • Utilities

    • Groceries

    • Travel expenses

    • Credit card bills

    • Other everyday living expenses

  • Hospital Confinement

    An ambulance ride and a one night stay in the hospital can bump your bills by thousands. Get coverage associated with:

    • Outpatient surgery

    • Diagnostic tests

    • Doctor appointments

    • Emergency room trips

  • Life Insurance

    Ensure financial security for your family members. Be sure to revisit your limit when you have a life event like:

    • Getting married

    • Buying a home

    • Having a child

  • Gradifi

    While higher education is extremely important, it can come with a hefty price tag. Gradifi assists employees with college expenses with several programs that allow you to:

    • Pay down college debt

    • Save for the future

    • Consolidate existing loans

  • FinFit

    Whether it’s buying a home, saving for a wedding or performing an emergency car repair, we all have financial goals. FinFit helps you reach these goals by offering:

    • Personalized financial assessment

    • Online Education, tools and credit scores

    • Short-term employee loans for the unexpected

  • Slavic 401k

    The 401(k) is more important today than it has been before. Offering a 401(k) option to employees can help with:

    • Decreased absenteeism

    • Increased productivity

    • Employee controlled retirement

    • Lower healthcare costs

    • Improved employee health

Want to learn how Aliat can help grow your business?

Schedule a free consultation.

Get Started

  • We attract our new employees from other large law firms. These people want to work for a smaller firm, but it has been impossible for us to compete with the benefits offered by the large firms. The Aliat program elevates our benefits to the level needed to attract and retain the right people. The HSA training offered by Aliat is necessary for our recruitment and has not been effectively offered to firms our size in the past.

    Margaret McShea

    Firm Administrator, Carr Butterfield

  • It would take years of study to know all about benefit strategies and regulations, Carmen.

    Or just one relationship with Aliat! Brendon.

    Brendon Lundberg

    President & CEO, Radiant Health Management

    Carmen Dumitrescu

    Accountant & Tax Consultant, Radiant Health Management